Index to Conferences & Events 2004

13th & 14th January 2004 The Langham Hilton, London W1 Now in its third year, the ABA are once again pleased to support and co-chair this event. The underlying theme for this year's event will be innovation and the future of Islamic finance. The programme will feature the Open Fatwa and Shari'ah discussion where the audience will be able to put questions directly to the prestigious panel of Shari'ah scholars. Other key areas will include: • Regulation and supervision of the Islamic financial services industry • • Creating an Islamic secondary market • • Islamic retail banking (including case studies) • • FX opportunities for Islamic investors • • Exploring innovative Islamic products • • New developments in the Islamic finance real estate market • ABA members, friends and subscribers are entitled to a substantial discount of £250 off the full rate valid until December 17th 2003. This does not include bookings for Workshop Only or Awards Dinner Only delegates and cannot be used in conjunction with any other offers. To register and avail yourself of this discount please email your details to jcoles@euromoneyplc.com and identify yourself as an ABA Member. Click here for further information and to visit this event's website.

Cards Middle East is an independent industry event which provides an opportunity for senior representatives from the region’s major banks, telcos and other forward thinking organisations to spend a few days networking, learning and doing business. Leading payment associations, suppliers and vendors of card-based solutions will be participating in this event which attracted over 600 attendees last year. As a sponsor of this event ABA members, subscribers and friends are entitled to attend at a specially discounted rate of £995 + VAT, representing a saving of £200 on the standard registration fee of £1195 + VAT. To take advantage of the discount, please quote reference 'ABA ' when booking. Visit the Cards Middle East 2004 website for further details.

THE ARAB BANKERS ASSOCIATION is pleased to invite you and your guests to its Annual Gala Dinner on Saturday 19th June 2004, 7:30 for 8:00 p.m. The Ballroom - The Four Seasons Hotel Hamilton Place, Park Lane, London W1A Tickets: £105.00 * Come and join the Fun! with London's leading Arabic and Western entertainment. There will also be an auction and a raffle with prizes and many attractive gifts. We would be delighted if you, your friends and guests could join us. Please email your details to us on Arab Bankers and we will contact you. Invitation Cards will be dispatched upon receipt. * Young Professionals under 28 at £75.00 10% rebate available for a table of 8 to 10 guests

ARAB BANKERS ASSOCIATION 27 Berkeley Square London W1J 6EL T +44 (0)20 7499 6090 F +44 (0)20 7499 6010 E arab-bankers@btconnect.com THE ARAB BANKERS ASSOCIATION Sohour Dinner to celebrate the Holy month of Ramadan will be held on Thursday, November 4th, 2004 at 8:30 p.m. at Fakhreldine Lebanese Restaurant 85 Piccadilly, London W1J 7NB £45.00 per person Click here to download an invitation and reply slip

Islamic Retail Finance Conference 29th - 30th November 2004 The Cafe Royal, London Leading players and key industry bodies will meet to explore and discuss the future of Islamic Retail Finance at this conference. And as a member of the Arab Bankers Association you are entitled to a discounted rate of £958.20 + VAT, ie. 20% off the full price of £1199 + VAT if you book by November 8th. Finance IQ's Islamic Retail Finance conference will cover the following areas in this fast-moving sector: Mortgages • Investment funds • Credit cards Inheritance and tax planning • Savings accounts Insurance • Pensions The conference will examine the dynamics and needs of Muslim customers and ways to structure, market and deliver these products in a shariah-compliant way. Speakers include: · Michael Hanlon, Managing Director, Islamic House of Britain - discusses the process to becoming the first wholly shariah-compliant bank · Sufyan Ismael, CEO & Founder, First Ethical - provides strategic tax planning tools for Muslim individuals · Julio Lobo, Business Director, Banking Cards Department, Kuwait Finance House - presents how an Islamic credit card was successfully marketed and distributed · Keith Leach, Senior Manager, Arab Banking Corporation International Bank - outlines the legal and regulatory hurdles to providing shariah-compliant products in non-Muslim countries To register call +44 (0) 20 7368 9300 or fax +44 (0) 20 7368 9301 or email info@iqpc.co.uk with your contact details and indicate that you are a member of the ABA. Click here for further information.

Gulf International Convention and Exhibition Centre Manama, Kingdom of Bahrain 11th - 13th December 2004 This well-established conference attracts a gathering of 500+ decision makers on Banking & Finance and is now in its 11th year. The theme for this year’s conference is Improving Performance & Ensuring Sustainable Growth in an increasingly Competitive Global Market and highlights include: The Interactive Conference Sessions: The conference will feature seven interactive sessions and the Power Table addressing key issues in the Islamic banking & finance sector. All sessions will be moderated by Tim Sebastian, Presenter, BBC HARDtalk The WIBC McKinsey Competitiveness Report New Feature: In collaboration with McKinsey & Company this is the world’s first research-led initiative designed to not only identify but also to raise the bar of financial performance and strategic excellence in the Islamic Banking & Finance industry. Pre-conference Workshops: Two pre-conference workshops will focus on Emerging Trends in Takaful and a Strategic Briefing on the WIBC McKinsey Competitiveness report . Exhibitions: The World Islamic Banking Exhibition and theIT for Improved Efficiency in Islamic Banking & Finance Pavilion The International Industry Awards Ceremony featuring four awards: Islamic Banker of the Year Award, Outstanding Contribution to Islamic Banking Award, Performance Excellence Award and Governors Award. As a media associate of this event, ABA members are entitled to a special rate of US$1,195, which represents a US$500 discount off the standard price of US$1,695. To register, please e-mail your contact details (with a note of your affiliation to the ABA) to sonia@megaevents.net or fax your details marked to the attention of Mrs. Sonia Menon to +9714 343 6003. Click here for a conference programme and further details.

Dubai Business and Investment Roundtable The Dorchester, Park Lane, London W1A 2HJ February 7th 2005 We are pleased to bring to your attention details of this interesting one-day conference hosted by The Economist. ABA members are entitled to a rate of €945 (euros) which represents a 30% discount off the full rate of €1,350 (euros). Prospects for businesses and investors alike look rosy in Dubai and the Emirate is seen by some people as a business hub for the Middle East. The Emirate benefits from: 1. Political stability. 2. Good economic performance. 3. A positive attitude to western business. Yet there are concerns, in part because Bahrain and Qatar are also attracting overseas investment. Against this positive background, what are the challenges for executives and investors? Does regional instability pose a threat? What are the trends in business and finance? Where are the obstacles to sustainable economic growth? Will the UAE government continue to support Dubai as a widely open and business friendly zone? Will Dubai retain its status as a centre for business? To hear answers to these questions, join your peers for a day of intensive debate and networking at Economist Conferences’ Dubai Business and Investment Roundtable. Please click here for a registration form and brochure or visit www.economistconferences.com. Remember to let them know if you are an ABA member or subscriber to avail of the discount.

4th Annual Islamic Finance Summit The Langham Hilton, London W1 22nd & 23rd February 2005 This event is important for Islamic Finance professionals to meet and discuss business. We look forward to seeing you at this informative conference which has also traditionally provided good networking opportunities. Included in this years line up of speakers are: Michael Hanlon, Chief Executive, Islamic Bank of Britain Atif Abdulmailk, Chief Executive Officer, First Islamic Investment Bank Zamani Abdul Ghani, Deputy Governor, Bank Negara Malaysia H.E. Mr. Rasheed Mohammed Al-Maraj, Governor, Bahrain Monetary Agency Professor Rifaat Abdel Karim, Secretary General, Islamic Financial Services Board Dr. Mohamed A. Elgari, Director of the Centre of Research in Islamic Economics, King Abdulaziz University Sheikh Nizam Yaquby, Member of Global Securities House, Shari’ah Supervisory Board Associate Professor Dr. Mohd Daud Bakar, Ahmad Ibrahim Kulliyyah of Laws, International Islamic University Malaysia Shaykh Yusuf Talal DeLorenzo, Shari’ah Supervisor Sheikh Dr. M. A. Zaki Badawi, Shari’ah Supervisor Iqbal Khan, Chief Executive Officer, HSBC Amanah Mohamad Toufic Kanafani, Chief Executive Officer, Noriba Members and friends of the Arab Bankers Association are entitled to a 30% discount on the registration fees. To avail of the discount, simply write ‘ABA’ on the reverse of the booking form when you fax your registration and the discount will be applied. Visit www.economistconferences.com for further information and a registration form. Please note that the discount does not apply to workshop only or dinner only registrations.